Working With A Qualified Workers Compensation Doctor
When you need a qualified workers compensation doctor in Boulder, Colorado, you will find there are several options available to you. One of the locations that is very popular is the Colorado Clinic. They also have locations in Greeley and Loveland. They offer a wide variety of medical intervention plans and treatment choices. They also have a very good staff to help you get back to your medical best in the least amount of time.
You can’t just go to any doctor you want though in the Boulder area. When it comes to workers compensation, you will have to go to one that is approved by your employer and insurance company. You need to file a written report within 96 hours of the incident. You should also schedule an appointment with your regular doctor. These are the starting points for your case.
Of course, you may not know at that time the severity of your injuries. Don’t wait to see a doctor, thinking that you will feel better in a few days. When it is a work related injury, you need to take action right away. If it turns out to be nothing, then your case can be closed. However, if you have long term pain and suffering, you need it all to be well documented.
You may find that you have a limited number of visits that the insurance will cover under Workers Compensation. In Colorado, they often offer extensions. However, your doctor in Boulder, Colorado will have to submit a written request. It will have to detail why they feel that additional appointments for treatment will help you to get better in the end. You may learn more about this from Dr. Jeffrey Kesten’s website – here.
The insurance may limit the types of procedures that are covered too. Therefore, your doctor is going to have to submit a pre-authorization form. If it comes back approved, then they can proceed with that treatment for you. If it is denied, they can proceed but you will be responsible to pay that amount not covered out of your own pocket.
Types of Services
There are numerous types of services that you can obtain through workers compensation doctors. What your treatment will consist of depends on the type of injury and the severity of the injury. They will complete a medical exam and assessment. They may ask you to submit to various tests including MRI and X-Ray.
From there, a treatment plan that offers therapies that have a good chance of working for your particular concerns is created. These therapies are designed to offer the best chance of success when they are carried out successfully by the patient. Such therapies can include physical therapy and may include the use of medications to control pain and inflammation.
Steps to Take
You don’t know what the end result will be of a work related injury. It could be something that improves in a couple of weeks. It could result in ongoing, chronic pain that prevents you from being able to work. It could also prevent you from being able to enjoy your daily activities. To cover all the bases, you need to seek immediate medical attention if you are hurt at work.
When possible, notify your employer in writing of the incident. A supervisor should be there when emergency services arrive. If you can be taken to the ER without an ambulance, ask your supervisor to drive you and to stay with you. If the situation is life threatening, you can complete the paperwork later!
All injuries need to be reported, it doesn’t matter how small or how large. If you don’t report it, and you are hurting later, your employer may not be responsible. Workers compensation may not have to pay anything. Colorado law is very specific about this so by filing the report you are going to be covered if you do need medical care, medications, therapy, and even surgery due to that injury.
If you file late, you may get some benefits and coverage, but they could be docked. The last think you want is to not get the medical needs paid for or to not get a financial supplement due to late reporting.
Share Full Medical Details
When you are seen by the workers compensation doctor, share the full medical details of what happened. Many people don’t do this because they don’t want to be deemed at fault or they don’t want to get into trouble. Your doctor can’t fully assess the situation though if they don’t know the details.
If you aren’t sure about what all took place leading up to your accident, ask co-workers. Many of them may be able to recount the incident from their vantage point. This can help medical professionals and your insurance company to piece it all together. If your original claim is denied, appeal it. You may just need to talk to the insurance adjuster. If you can’t get positive results, you may need to contact an attorney.
Keep in mind that if your workers compensation claim is denied, your insurance coverage through private means needs to cover the cost. This is true even if that private coverage is offered through your employer. The insurance company has the right to ask you to go see another doctor, one of their choice. This is likely to occur if you got to select the first doctor on your own.
Documentation for a Claim
Your workers compensation doctor can submit the necessary documents for your claim. It can take time for you to get results. You may get paid a portion of your wages during the early stages. This ensures you have some income and it also gives the insurance adjuster time to look over all the details of the claim. They have to be very thorough in what they offer and why.
The level of pain you experience, the types of treatment you need to recover, and if you will be able to return to the job all play a role in that outcome. You may be offered a onetime settlement from the insurance adjuster. Only accept that monetary payment if ongoing medical care for your work related injuries is also included in that settlement offers.